Facing foreclosure?
There is a way out.
We help homeowners stop pre-foreclosure, sell on their own terms, and recover surplus funds after a foreclosure sale — with empathy, privacy, and zero upfront cost.
Whatever stage you're in, we have a plan.
Most homeowners don't realize how many options they actually have — and how little time they have to use them. Here's what we do, clearly.
Stop foreclosure before it starts
Fell behind on your mortgage? We negotiate with your lender, explore reinstatement, forbearance, loan modification, short sale, and fast cash options — all tailored to your situation.
Explore pre-foreclosure optionsAlready foreclosed? Get your money back.
If your home sold at auction for more than what you owed, the leftover money belongs to you — not the bank. We locate, claim, and recover surplus funds on your behalf.
Check if you're owed moneySell as-is. No fees. No repairs.
Need to move on quickly? Our network of vetted cash buyers lets you close in as little as 7 days — no agent commissions, no staging, no repairs required.
Get a cash offerYou have more options than the bank wants you to know.
A missed mortgage payment is not the end. In most states you have between 90 and 180 days before a foreclosure becomes final — and during that window, almost every homeowner has at least three viable paths to keep their home or walk away with money.
We review your loan, your equity, your state's timeline, and your personal goals — then build a custom plan in under 24 hours.
Speak to an advocate — 706-591-8411Loan Reinstatement & Forbearance
We negotiate with your servicer to pause, catch up, or restructure payments so you can stay in your home.
Loan Modification
Lower your interest rate, extend your term, or reduce principal so your monthly payment becomes manageable.
Short Sale Navigation
If you owe more than the home is worth, we coordinate a lender-approved sale that avoids foreclosure on your record.
Fast Cash Exit
Don't want to fight the bank? Our buyer network can close in days — you walk away with cash, dignity intact.
Deed-in-Lieu Consultation
A structured handover that protects your credit better than a foreclosure judgment.
Credit & Recovery Guidance
Whatever path you take, we help you rebuild — so this chapter doesn't define your future.
If your home was foreclosed and sold, you may be owed thousands.
When a home is sold at foreclosure auction for more than the outstanding mortgage, the leftover amount — called surplus funds or excess proceeds — legally belongs to the former homeowner, not the lender.
But most homeowners are never notified. The money sits in a court registry for months, then gets absorbed by the state. We make sure that doesn't happen to you.
Our team checks auction results, court filings, and trustee reports in your county — at no cost to you.
Surplus funds claims involve strict deadlines and paperwork. We handle everything from affidavits to court filings.
When the claim is approved, funds are released directly to you. We only get paid if you do.
Skip the listings. Skip the wait. Sell on your terms.
Whether you're facing job relocation, inheritance headaches, a divorce, damaged property, or you simply want out — our vetted investor network makes a fair cash offer within 24 hours. Zero fees. Zero repairs. Zero pressure.
A clear path — from crisis to control.
Tell us your situation
Call us or complete the free form. One of our licensed homeowner advocates reviews your case — no obligation.
We build your custom plan
Within 24 hours we return with 2–3 tailored options, including pros, cons, timelines, and estimated outcomes.
Choose your path
Keep the home, sell on your terms, or recover surplus funds. You choose — we never pressure you.
We handle the heavy lifting
Paperwork, lender negotiations, buyer matching, court filings — we manage the process so you can move forward.
Built by homeowners, for homeowners.
Our founders went through foreclosure themselves — and saw how predatory, confusing, and lonely the process felt. We built ClearPath Home Relief to be what we wished we'd had: clear, honest, and on your side from day one.
Built for the people who close deals.
Real estate agents, probate attorneys, property managers, contractors — you each see distressed homeowners we can help, and we see deals you can profit from. Pick your role below to see exactly how we win together.
Close the deals you couldn't before.
We bring you distressed-seller leads, investor-ready properties, and creative-financing structures that turn dead listings into commission checks. You stay the agent of record — we're the engine behind the scenes.
More qualified leads — sent to you
Homeowners we talk to who want a traditional listing instead of a cash sale? We refer them straight to our partner agents.
Off-market inventory for investors
Have buyers hunting fix-and-flip, rental, or wholesale deals? We surface motivated sellers and pre-foreclosure properties before they hit the MLS.
Creative financing that closes deals
Subject-to, seller-finance, lease-options, wraps, novations — we structure terms that work when conventional lending fails.
Move stale listings — fast
Listing sitting 60, 90, 180+ days? We bring serious cash buyers, creative offers, and short-sale support to get the closing scheduled.
Co-brokered, co-credited, no poaching
Your client stays your client. We split where appropriate, refer cleanly, and respect every existing listing agreement — in writing.
Surplus-funds referral splits
Refer a former homeowner owed surplus funds — we recover the money and you earn a referral fee on every successful claim.
Get off-market deals before they hit the MLS.
We talk to motivated sellers every day — pre-foreclosures, probate estates, tired landlords, distressed properties. Tell us your buy box and we'll send you the deals that match. Free, vetted, and as high-volume as you want.
Off-market deals first
You see distressed sellers and pre-foreclosure properties before they list on the MLS — often before any other buyer.
Buy-box matched
We only send you deals that fit your markets, asset class, price, and rehab tolerance. No spam, no time-wasters.
Fast-twitch dispo
When we acquire a property, our buyer list gets the alert within hours. First serious offer takes the deal.
Volume that scales with you
From 1 deal a month to 10+ — we adjust the flow to your appetite. No minimums, no contracts, no joining fees.
Vetted titles, clean closings
Every property comes with title checked, liens disclosed, and creative-financing options (subject-to, seller-finance, novations) where they apply.
100% free for buyers
We make our money on the seller side. You get a deal flow that would normally cost $200+ per lead — at zero cost to you.
People who thought they'd lost everything — and didn't.
"Two weeks before our auction date, ClearPath Home Relief negotiated a loan modification with our servicer. We kept the house — and our sanity."
"I had no idea there was $38,400 in surplus funds sitting in court after my foreclosure. They found it, filed everything, and I had a check in 11 weeks."
"I inherited my mom's house and it needed $60k in repairs I couldn't afford. They got me a fair cash offer and closed in 18 days. No drama."
Everything homeowners ask us first.
Every day you wait, your options shrink.
Talk to a licensed homeowner advocate today — free, confidential, and no obligation. Most calls end with a clear plan in under 20 minutes.